Day Blue Spot Home Loans Review: Great Rates Every?
Today we’ll have a look at “Blue Spot Home Loans,” which derives its title from a mix of Blue the Cat and place your dog.
Blue is evidently constantly in the look for guidelines to assist you better know how home financing works, while place is desperate to fetch you a great home loan price and sniff out the perfect loan program.
Let’s find out about this Denver area direct-to-consumer mortgage company that claims it is happy with its “highly-competitive prices.”
Blue Place Mortgage Loans Fast Facts
- Direct-to-consumer mortgage company established in 2017
- Has house purchase loans and home loan refinances
- Headquartered in Greenwood Village, Colorado
- A unit of Cherry Creek Mortgage Co.
- Presently certified to complete busine in 20+ states
- Many active inside their house state of Colorado
- Additionally perform a complete large amount of busine in Ca and Texas
- You are able to phone them up or deliver a message to obtain pricing thereby applying
- Or just go to their internet site and start the program proce here
- Their loan officers are salaried-employees so that you shouldn’t feel preured
- They provide a electronic home loan application and online loan portal where you are able to look at your loan status 24/7
- Residence purchase loans
- Refinance loans: term and rate, money away, and improve
- Main-stream loans supported by Fannie Mae and Freddie Mac
- Jumbo mortgage loans that surpass the loan limit that is conforming
- FHA loans
- VA loans
Blue Spot mortgage loans is just a direct-to-consumer mortgage lender positioned near Denver, Colorado that gives house purchase loans and home loan refinance loans.
They truly are really the online loan provider division of the bigger moms and dad business Cherry Creek Mortgage, and have now a pretty awesome website as well.
Think about them as a far more no-frills, right to the idea electronic loan provider for everyone seeking to finish home financing refinance quickly from the location that is remote.
Apart from their headquarters that is corporate in Village, Colorado, payday loans without checking account in Kettering OH they don’t have any real branches you can travel to.
Which should match many people today since it’s now quite typical to work well with an on-line mortgage company, pandemic or otherwise not.
One feature that is neat Blue place mortgage loans is that their loan officers are salaried instead of commiioned, meaning they need ton’t preure or hale you into home financing.
They’re currently licensed in 20 states (but it might be more now), and seem to be most active in California, Colorado, and Texas per their website.
Simple tips to Apply with Blue Place Mortgage Loans
You’ve got an options that are few get started doing Blue place mortgage loans. You may either phone or e-mail them to obtain in contact straight away, or mind over for their website.
You can check out daily mortgage rates by clicking on “today’s rates,” or alternatively fill out a short lead form and wait for a loan officer to call you back if you visit their website.
In addition they supply you with the solution to apply straight away through the internet site. First you’ll want to register then it is possible to acce the online loan portal from any unit, such as a computer, tablet, or smartphone.
Their digital home loan application permits one to connect economic reports, scan and upload neceary documents, and eSign disclosures.
They say you can get pre-qualified for a home loan in under 10 minutes if you’re a prospective home buyer.
As soon as your loan is submitted, you should check loan status and obtain a to-do list if any extra conditions should be met before shutting papers are ready.
Blue Spot mortgages claims it may shut loans fast, in as low as 2 weeks if no occasions beyond their control (house vendor, assessment or title/escrow iues) occur.
Loan Programs Offered by Blue Place Mortgage Loans